Do you want to know more about the easiest department store credit cards to get with no credit? Insider Monkey recently published an article about this topic giving us some very useful tips. Getting a credit card with no credit history isn’t an easy task. You’ll most likely have to settle with a small limit and high interests. But, you have to start somewhere and build that credit history. If you don’t want to get a credit card (or you can’t get one), getting a store credit card is a good way to go. Store credit cards approval process isn’t so strict and obtaining them should be very easy. Although they have among the highest interests rates, they can be beneficial. Having a store credit card almost always brings some perks, whether it is a discount, cash back or free delivery. These credit cards will not only help you financially, but they will also be great for building your credit history.
Now without a further ado let’s see what Insider Monkey has investigated for us. We have picked three of the easiest department store credit cards to get with no credit.
The first card is JCPenney. With JCPenney credit card you will not only get a birthday gift but also 5% save on major appliances in selected stores and another 15% on selected products. The more you spend with the department store, the bigger are the rewards. The second card on our list now is Macy’s. The opinions are somewhat opposing on the availability of Macy’s credit cards. Although there are some suggestions that their approval can be hard, numerous users reported that they managed to get approved with no credit history, although their limits were around $100. Benefits include surprise discounts on the register and free shipment. At last, but not leas we are mentioning Boscov’s. At number 7 on our list of easiest department store credit cards to get with no credit we have a department store that is currently available in eastern part of the country at 50 locations. Among the many benefits of owning Boscov’s credit card, we should note 15% discount on all purchases made on the same day you have activated the card.
For any further useful information, read Insider Monkey’s article about 10 easiest department store credit cards to get with no credit.
